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I have seen and talked to many many people who have gone through the process of dealing with car insurance companies. It is important to know how the system works so you get treated properly and fairly.

The person who causes the accident eventual should pay for the car repairs. This means the insurance...

Do not delay getting medical attention after an accident. Often people who get injured in an accident wait to see a doctor because they think the problem will simply go away on its own.  Frequently, this is not true. Forces involved in car accidents are much higher than your average everyday bumps and bruises from...

 If you are at fault in an accident then your own auto insurance pays your medical bills IF you have something called Personal Injury Protection (PIP) insurance.  Otherwise your own personal health plan (the health insurance you get through your employment) should cover your medical bills (minus the deductibles and copays)

If you are...